The Government has restated its commitment to delivering pensions dashboards in a written statement.
Standards
The standards provide the rules and controls that facilitate the ongoing connection to the pensions dashboards ecosystem.
The Pension Schemes Act 2021, the Pensions Dashboards Regulations 2022, and the Financial Conduct Authority (FCA) Rules, give authority to the Pensions Dashboards Programme (PDP), as part of the Money and Pensions Service, to set standards relating to the practical operation of pensions dashboards services and the digital infrastructure needed to support them.
Standards for pension providers and schemes
These standards for pension providers and schemes are approved by the Secretary of State for Work and Pensions and the Department for Communities (Northern Ireland) and are part of the legislative framework.
Data standards
Data standards set out the data formatting requirements pension providers and schemes must follow when returning pensions data.
Supplemental guidance includes:
- detail on the structure of the view JSON schema in the view data model
- information on special characters returned by the indentity service (GOV.UK One Login)
Technical standards
Technical standards are what pension providers and schemes use to interface with the central technical architecture and/or each other.
Code of connection
The code of connection will combine the required security, service and operational standards, which ecosystem participants must adhere to.
Reporting standards
Reporting standards set out requirements on pension providers and schemes for generating, recording an reporting operational information.
Find explainers and examples for generating, recording and reporting information in the supplemental reporting standards guidance.
Standards for pensions dashboard providers
These standards are in development, and will include the design and other standards for pensions dashboard providers.
Design standards
Design standards will set out requirements for presentation of the pensions data on dashboards and design of the dashboards, including messaging, signposting and onward customer journeys.
Standards consultation response
We received 56 responses from a range of stakeholders, including pension providers, administrators and potential dashboards providers. These have been reviewed and changes implemented.
Approach to governance of standards
The process for the governance of standards following Secretary of State approval is being developed.
Pensions dashboards regulations
The Pensions Dashboards Regulations 2022 set out requirements for pension providers and schemes to connect to dashboards, and what organisations must do to provide a qualified dashboard service.
Data retention schedule
The pensions dashboards standards impose obligations on pension providers and schemes to generate and persist data. The data retention schedule sets out how long we require parties to retain data.